The Automatic Stay
If you are considering filing bankruptcy in D.C. or Virginia, you should be aware of a nifty feature of bankruptcy called the “Automatic Stay.” Whether you file for Chapter 7 or Chapter 13, the...
View ArticleEmergency Bankruptcy
A person may need to file an emergency bankruptcy to prevent some particular action by a creditor, like the sale of a vehicle or a home foreclosure auction. In such cases, the bankruptcy court allows a...
View ArticleAnatomy of a Foreclosure
Foreclosure property tracker RealtyTrac has reported that in the first half of 2010, a total of 1,961,894 foreclosure filings — default notices, auction sale notices and bank repossessions — were...
View ArticleCan a Creditor Garnish My Paycheck or Bank Account?
A creditor who has obtained a judgment against you can garnish either your wages or your bank account, or both. The creditor must file garnishment affidavit at your bank, at which point the bank will...
View ArticleHow Do I Stop Garnishment?
Garnishment (or “attachment”) is a last-ditch effort at debt collection, a tool of last resort for creditors. When you default on a debt, and the creditor is unsuccessful in recovering on the debt, a...
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When Should You File for Bankruptcy?
If you’ve been holding off filing bankruptcy, there are some clear indicators of when you should actually throw in the towel. When should you file for bankruptcy? Lee Legal offers free consultations...
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Get a Second Chance at Life with Bankruptcy
Dealing with unmanageable debts can completely take over your life, with worries about losing your car or home keeping you up at night and debt collectors making you afraid to answer your phone....
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Debt Settlement: Why You Should Always Fight a Credit Card Lawsuit
When you are sued for an unpaid debt, usually it is not the original creditor who is filing the action against you. Instead, the creditor has likely sold the debt to a collector for pennies on the...
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When to Consider Filing Bankruptcy
In most cases, the very last thing any person wants to do is to consider filing bankruptcy. In many cases, an average person will wait two years longer than he or she should have to file bankruptcy....
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Telltale Signs It’s Time to File for Bankruptcy
Living in a state of debt has become the accepted way of life for many. Although bankruptcy has become far more common than it was decades ago, it still intimidates many Americans who are in a...
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